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Practical help for Community banks and credit unions.

Core contract negotiation, AI, and critical project management—with a defined scope and a flat fee agreed before work begins.

Introducing our law firm

"In one's back pocket"

English

Prepositional phrase 

in (one's) back pocket 

  1. (idiomatic) Available to use as a resource for one's advantage whenever needed; in reserve. ▼

How We Help

Core Contract Negotiation

Know what you’re buying, what you’re paying, and what your provider is committing to deliver. BackPocketCIO helps banks and credit unions evaluate core agreements, negotiate pricing and business terms, and address renewal obligations and vendor accountability.

Explore Core Contract Negotiation

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AI for Financial Institutions
 

Move from AI ideas to working agents. BackPocketCIO combines practical use-case development, hands-on builds, and staff training so your institution can apply AI to operational needs with clear ownership and governance.
 

Explore AI Services

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Projects, Conversions & Implementations
 

Give critical technology projects the coordination and attention they need. BackPocketCIO provides project management resources to organize requirements, coordinate vendors and internal teams, track dependencies, and support implementation and conversion readiness.
 

Explore Project Support

“The difficulty lies, not in the new ideas, but in escaping from the old ones.”

 

- John Maynard Keynes

Making Headlines
 

BackPocketCIO acquires Resource Management Associates

The acquisition adds RMA’s research and analytical resources, including historical engagements with 100+ financial institutions on the Jack Henry platform.
 

BackPocketCIO acquires Profit Improvement

The acquisition adds banking advisory experience since 1986, with decades of profitability research and technology contract expertise spanning core processing, card processing, and payment networks.
 

BackPocketCIO CEO selected to serve on GSBC faculty

Rus Weatherby was selected to serve on the faculty of the Graduate School of Banking at Colorado’s Executive Development Institute for Community Bankers, teaching profit improvement, profitability, and contract negotiation.
 

$700+ million community bank selects BackPocketCIO for AI agent development

Selected engagement to combine hands-on agent creation, cross-training for operational needs.
 

$7 billion financial institution selects BackPocketCIO for technology evaluation and assessment

BackPocketCIO was selected to conduct a technical evaluation and assessment for a financial institution with approximately $7 billion in assets.
 

$250 million bank selects BackPocketCIO for full core renewal negotiations

BackPocketCIO was selected to lead a full core contract renewal negotiation for a bank with approximately $250 million in assets.

Major fintech selects BackPocketCIO for AI-driven process improvement

BackPocketCIO was selected to support an initiative applying AI to software development workflows, with a focus on identifying issues earlier, reducing rework, and improving delivery efficiency.
 

$60 million community bank selects BackPocketCIO for core renewal negotiations

BackPocketCIO was selected to support core contract renewal negotiations for a community bank with approximately $60 million in assets.
 

$500 million bank selects BackPocketCIO for core renewal negotiations

BackPocketCIO was selected to support core contract renewal negotiations for a bank with approximately $500 million in assets.
 

Community bank selects BackPocketCIO for conversion project management

BackPocketCIO was selected to provide project management resources supporting a core-system conversion, including deconversion coordination and the transition to a new provider.
 

BackPocketCIO selected for AI speaking engagement

The engagement will bring practical AI perspectives to a major financial technology company’s sales organization.

Modern Architecture

The Experience Behind BackPocketCIO

Rus Weatherby, founder and CEO of BackPocketCIO.

Rus Weatherby | Founder & CEO

Rus Weatherby brings more than 30 years of experience across banking, technology, and executive leadership, including CIO and interim CEO roles.
His background combines responsibility for financial institution operations with advisory work in core contract negotiations, vendor relationships, technology strategy, Core conversions, and critical project execution.

His experience also includes forensic analysis and testimony, a career spent evaluating how institutions operate, what their vendors deliver, and where commitments, costs, and business requirements need closer examination.

Rus was selected to serve on the faculty of the Graduate School of Banking at Colorado’s Executive Development Institute for Community Bankers, teaching profit improvement, profitability, and contract negotiation. His work with banking leaders connects executive education with the decisions institutions face in practice.

Today, that experience extends to hands-on AI agent development, implementation, and team training, helping financial institutions connect
emerging capabilities with operational needs and practical business use cases.

A broader base of experience and resources, BackPocketCIO combines Rus’s leadership with experienced banking and technology professionals, specialist resources, and industry relationships.

The acquisitions of Resource Management Associates and Profit Improvement add decades of banking research, analytical resources, and technology contract expertise.

Together, these capabilities support engagements across negotiations, assessments, conversions, project management, and AI implementation.

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