Your savings should grow.
Your consulting fee shouldn’t grow with them.
You hire a consultant to improve your institution’s position. Before signing, look closely at what improves the consultant’s position: a percentage of your savings, more billable hours, or additional charges to finish the work.
1. Save more. Pay the consultant more?
A percentage-of-savings fee increases as the savings used to calculate it increase.
Call it a success fee—the bank still pays a larger consulting bill.
Our difference: We do not charge a percentage of your savings.
2. Whose definition of “savings” determines the bill?
A savings figure needs a starting point. Does the calculation use your current spending, a vendor’s opening proposal, projected transaction growth, or credits toward future purchases?
Our difference: Our compensation does not depend on a savings formula.
3. Are you buying a completed assignment—or an allowance of hours?
An hourly arrangement or package with limited included hours deserves a direct question: What happens if the hours run out before the agreed work is complete?
Our difference: We quote a defined scope and its deliverables at a flat fee.
4. A checklist is not a completed project.
An assessment can identify what needs attention. A report can recommend what happens next. But who handles the negotiation, builds the agents, coordinates the conversion, or helps your team put the recommendations to work?
Our difference: BackPocketCIO offers hands-on execution as part of the agreed scope—from core negotiations and AI agent creation to implementation and conversion coordination.
5. “That costs extra” belongs before the work starts.
A quoted price is only useful when you understand what it covers. Follow-up work, optional services, onsite support, and additional deliverables should be discussed before they become expenses.
Our difference: We identify the agreed work, optional components, and applicable expenses upfront.